Get Fintech Data Insights for Credit Unions
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Increase
Young
Gen-Z
Millennial
Young

Member Engagement

Give members AI-powered investing and money tools with stocks, crypto, financial coaching, and lifestyle rewards inside your digital banking platform

F65 #1 fintech ranking award for AlgoPearLogo of AlgoPear winning The Robin-Who? Award from The 2024 GonzoBanker
AlgoPear mobile app for banks

Our Trusted Partners

Engage Young Members

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Young Member Activation

Sticky AI solution inside your CU to activate dormant members

0.0%

Enagement & Retention Rate

Gamified rewards that will keep Millennials & Gen-Z logging in daily and reduce aging

1T

Great Wealth Transfer

Be the go-to institution for the trillions passing to Millennials and Gen-Z

Launch SeleneAI

Fully Embedded. Turn-Key.

Every fintech tool Gen Z and Millennials already use inside your digital app

Fractional & Guided Investing

Fractional Investing

AI Guided or Self-directed investing starting with zero or $1

Stocks, Crypto and more

Members can diversify their Portfolio for long term growth

Copy Investing

Members can mimic top Industry investors they can trust

High-Yield Account

Low-risk 4.07% high-yield account

Screen of SeleneAI app for investing smart portfolios
AI financial coach for credit unions to offer their members

AI Money Coach & Automation

24/7, Financial Mentor

engage with a conversational Financial Coach anytime

Savings to Investing

Members are guided on Investing their savings instead of spending

Learning Themes

members choose Anime, Gaming, sports to learn finances

Roadmap to $100K Challenge

End-to-End Guidance and tracking to reach their $100K graduation

Gamified Financial Experience

Gamified Money Habits

Built-in 1% lifestyle Rewards for healthy financial habits

Learning Rewards

Drive members back with Fine dining, travel and more perks

Personalized Journey's

Journey based on financial status and goals

Social Community

TikTok and YouTube style community with peer investors

Themed financial literacy course by AlgoPear for Credit Unions via API

Turn Engagement Data Into Your CU Growth Engine

Leverage our platform’s real-time insights to win the next generation of members, target smarter, and boost revenue from existing relationships

Real-Time Insights
Spot trends and opportunities instantly
Smart Segmentation
Target members with precision
Revenue Growth
Cross-sell loans, cards, and more
AlgoPear back office intelligence tool for credit unions for market and member segment data insights

Institution Benefits

A partner to reduce your average member age and keepn

Code Fork

Cross-Selling + Rev Boost

Financial nudges to drive pre-approved members to your products

Keep Dry

Security & Compliance

Fully compliant with banking-grade security reducing risk for you and your members

Classroom

Modern UX/UI

Continuous upgraded experience to keep young members from fintech apps

Business Strategy

Turn-Key Tech

Launch within weeks not months embedded within your digital banking app

Google News

Fast Tech Adoption

Pre-built marketing methods to activate dormant members

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Innovation Team

Your extended team to bring you the latest high-demand features

What CU leaders are saying about AlgoPear before our launch

Helping credit unions emerge victorious in the ongoing battle for engagement with Gen Z and Millennials

"Algopear can help attract younger members to our CU, as our average member age is currently 52, and providing investment products for people who want to grow their savings faster than traditional savings programs allow."

CSO

$3B AUM Credit Union

"I turned a corner to get better at this (investing). AlgoPear is helping my dream come true with learning and hands-free investing... 😀"

Michael Brown

AlgoPear Gen-Z Member

“AlgoPear has product stickiness we’ve been seeking—a comprehensive platform that combines financial wellness with wealth building through AI financial coaching. It caters to all our young members’ needs.”

EVP/Member Experience

$4.6B AUM Credit Union

“AlgoPear offering aligns with our mission by offering accessible, low-cost investing and a user-friendly experience that speaks to our small deposit tech-savvy members.”

President/CEO

$800M AUM Credit Union

“AlgoPear offering can fill a gap no one else does, helping CUs engage younger members with a digital-first, low-barrier investing solution that traditional advisors overlook.”

VP/CFO

$530M AUM Credit Union
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All Features & Plans

Innovate. Empower. Impact

Personalize your member experience and increase engagement

Start

Starter

Ideal for smaller financial institutions with less than 75,000 account holders or less than $1B AUM

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Up to 14.9K Members
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Gamified mobile/Online UI
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Conversational AI Finance Coach
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Money manager AI Agent
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Fraction Investing (Stocks, Crypto, etc)
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Trade-desk & IT support
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Single sign-on (SSO)
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Extra security: KYC, AML, CIP
Usage Pricing

FAQ

We’re here to assist you in getting started with AlgoPear. If you can’t find the answer you’re looking for, please don’t hesitate to...

How does the integration process work?

We understand that many credit unions and financial institutions have limited IT resources. We’ve partnered with leading digital banking providers to simplify integration. Our APIs have dedicated development support, and implementation usually takes 1-2 weeks, depending on the digital banking provider.

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How do members interact with AlgoPear

Once AlgoPear is integrated, members can access it instantly through Single Sign-On (SSO) within your digital banking app (mobile and web). They can enjoy all features, including live desk support, in a few clicks.

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Can I access reports on how members are using AlgoPear?

Yes! Our back office intelligence dashboard provides real-time insights into member engagement, retention, and AUM growth for you and your financial advisor partners. It equips you with all the necessary tools to measure performance and comprehend the impact of AlgoPear on your institution.

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Is AlgoPear compliant and secure?

AlgoPear ensures full regulatory compliance through trusted partners. Our SOC 2 Type II-approved infrastructure meets FINRA, SEC, and SIPC standards. Advanced cybersecurity protocols and risk mitigation enable immediate deployment in your digital environment.

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How does it work?

Once your bank or credit union offers AlgoPear, your financial information links through Plaid. You’ll gain access to Selene, an AI financial agent that teaches financial literacy, helps manage your money, guides investment decisions, and creates personalized portfolios based on your lifestyle, goals, and budget—for any account size.

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Do I have to be experienced to start?

No experience needed—start from zero. Our investment technology assesses your finances and guides you toward your goals for a faster path to retirement.

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How much $ do I start with?

Start with just $1 and grow your wealth effortlessly with guidance from AlgoPear's AI financial agent, Selene.

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What about fees?

We don’t charge fees to account holders. Your financial institution can cover the cost or offer access through a small subscription fee.

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How many license seats should my FI purchase?

We price based on expected adoption within your digital-first member base. Contracts start at 10% of total account holders or 20,000 seats. We also offer usage-based pricing for approved smaller institutions. Plus, our marketing support helps drive adoption and maximize value from your seats.

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What if my FI has fewer members?

No worries—we work with institutions under 100,000 retail account holders. Our flexible pricing is designed to support your growth while making integration easy and accessible.

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Is pricing based on AUM?

No, we don’t charge management or performance fees. This keeps costs low for your members and helps drive long-term loyalty. Our team will work with you to determine the right number of license seats for your institution.

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Can larger institutions with millions of members integrate AlgoPear?

Absolutely. AlgoPear is built to scale with institutions of any size. To explore a custom integration, reach out to us at partnerships@algopear.com or submit a request through our website—we’ll follow up quickly to discuss your needs.

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